Al-Khubara' : Directory of Expert

ACADEMIC QUALIFICATIONS

PhD in Islamic Finance (2016)
Master in Pentadbiran Perniagaan (2006)
Bachelor in Kewangan Perbankan (1998)
Diploma in Pengurusan Bank (1995)

EXPERTISE

Islamic Banking
Islamic Finance
Other Specialist Areas In Banking, Finance And Wealth Management N.e.c

Resume Curriculum Vitae

Scopus H-Index : 0

DR. SAFEZA BINTI MOHD SAPIAN

PENSYARAH UNIVERSITI DS13

Faculty

Fakulti Ekonomi Dan Muamalat

Usim Expert: https://expert.usim.edu.my/safeza

Phone: 6330

E-mail: safeza@usim.edu.my

RESEARCHER ID

Orcid ID Google Scholar

16. YOUNG ADULT INTENTION TO INVEST IN AMANAH SAHAM NASIONAL BERHAD (ASNB) INVESTMENT SCHEME

2014 GERAN PENYELIDIKAN INDUSTRI COMPLETED CO-RESEARCHER
17. BANKING VOTALITY AND ECONOMIC GROWTH : THE ROLE OF INSTITUTIONAL AND COUNTRY SPECIFIC FACTORS

2013 GERAN PENYELIDIKAN JANGKA PENDEK COMPLETED CO-RESEARCHER
18. FINANCIAL EDUCATION TRAINING NEED ANALYSIS FRO MUSLIM GOVERNMENT SERVANTS: TOWARDS ACHIEVING A HIGH INCOME NATION

2012 GERAN PENYELIDIKAN USIM COMPLETED CO-RESEARCHER
19. ASSESMENT OF SCORE FACTORS AFFECTING THE PERFOMANCE OF SMES AND THEIR READLINES TO PENETRATE GLOBAL

2008 GERAN KPT COMPLETED CO-RESEARCHER

Research Progress Type of Grant

Completed: 16 (84%)

Ongoing: 3 (16%)

Al-Khubara' : Directory of Expert

ACADEMIC QUALIFICATIONS

EXPERTISE

Scopus H-Index : 0

DR. SAFEZA BINTI MOHD SAPIAN

16. YOUNG ADULT INTENTION TO INVEST IN AMANAH SAHAM NASIONAL BERHAD (ASNB) INVESTMENT SCHEME

17. BANKING VOTALITY AND ECONOMIC GROWTH : THE ROLE OF INSTITUTIONAL AND COUNTRY SPECIFIC FACTORS

18. FINANCIAL EDUCATION TRAINING NEED ANALYSIS FRO MUSLIM GOVERNMENT SERVANTS: TOWARDS ACHIEVING A HIGH INCOME NATION

19. ASSESMENT OF SCORE FACTORS AFFECTING THE PERFOMANCE OF SMES AND THEIR READLINES TO PENETRATE GLOBAL

1. HALAL CERTIFICATION PRIORITIES FOR INDONESIAN MSES: A COMPARISON BETWEEN STAKEHOLDER PERSPECTIVES AND AI-BASED INSIGHTS

JURNAL EKONOMI ISLAM

2. NAVIGATING THE IMPLICATIONS FOR HEIRS: AN ANALYSIS OF THE AMENDMENT TO THE MALAYSIAN SMALL ESTATE ACT (DISTRIBUTION) 1955

ULUM ISLAMIYYAH JOURNAL

3. LITERATURE ANALYSIS OF CUSTOMER LOYALTY IN THE LIGHT OF ISLAMIC BANKING ON PRIME BANK, BANGLADESH

INTERNATIONAL RESEARCH JOURNAL OF ECONOMICS AND MANAGEMENT STUDIES

4. DISCUSSION ON HALAL ASSURANCE FOR MICRO AND SMALL BUSINESS: A BIBLIOMETRIC AND CONTENT ANALYSIS

AL TIJARAH

5. FACTORS INFLUENCING CUSTOMERS? SELECTION OF ISLAMIC HOME F INANCING: A SYSTEMATIC REVIEW

INTERNATIONAL JOURNAL OF HOUSING MARKET AND ANALYSIS

1. THE ADOPTION OF SHARIAH NON-COMPLIANCE RISK MANAGEMENT TOOLS IN MURABAHAH FINANCE: EVIDENCE IN PAKISTAN

3RD KARATAY INTERNATIONAL CONFERENCE ON ISLAMIC ECONOMICS AND FINANCE (KARCIEF 2025)

2. THE ADOPTION OF SHARIAH NON-COMPLIANCE RISK MANAGEMENT TOOLS IN MURABAHAH FINANCE: EVIDENCE IN PAKISTAN

3RD KARATAY INTERNATIONAL CONFERENCE ON ISLAMIC ECONOMICS AND FINANCE

3. OBLIGATORY HALAL CERTIFICATION FOR MSES IN INDONESIA: THE NEED FOR SUSTAINABLE FUNDING SUPPORT

THE 11TH ISLAMIC BANKING, ACCOUNTING AND FINANCE INTERNATIONAL CONFERENCE (11TH IBAF 2024)

4. TOWARDS 2024 FNB MANDATORY HALAL CERTIFICATION IN INDONESIA: SENTIMENT ANALYSIS FROM SELECTED EXPERTS

THE ALL RUSSIAN SCIENTIFIC CONFERENCE WITH INTERNATIONAL PARTICIPATION 2023

5. MSES INCLUSIVE HALAL GOVERNANCE FRAMEWORK FOR MANDATORY HALAL CERTIFICATION IN INDONESIA

SCIENTIFIC CONFERENCE WITH INTERNATIONAL PARTICIPATION

1. RISK MANAGEMENT IN TRADE FINANCE: CHALLENGES AND OPPORTUNITIES IN DIGITAL ERA

ISLAMIC BANKING AND FINANCE: PROSPECTS, RISKS AND CHALLENGES

2. (SAKINAH THE SERIES 4) COVID-19: A FORK IN THE ROAD FOR GIG WORKERS

INSIGHTS INTO COVID-19 CRISIS: ECONOMIC & FINANCE CASE STUDIES

3. AN EXPERIMENT ON HALAL EXECUTIVE TRAINING USING A HALAL SIMULATOR GAME: AN OBSERVATION

READINGS IN SUSTAINING GLOBAL HALAL ECOSYSTEM

4. RISK MANAGEMENT IN ISLAMIC BANKING AND FINANCE

ISLAMIC FINANCE IN DIGITAL ECONOMY

5. HALAL SIMULATION TRAINING FOR HALAL EXECUTIVES: A NEW PARADIGM FOR TEACHING AND LEARNING

READINGS IN SUSTAINING GLOBAL HALAL ECOSYSTEM

1. ISLAMIC BANKING AND FINANCE: PROSPECTS, RISKS AND CHALLENGES IN FINTECH ERA

2. E-PROCEEDINGS THE 3RD INTERNATIONAL HALAL MANAGEMENT CONFERENCE (3RD IHMC 2021)

3. ISLAMIC FINANCE IN DIGITAL ECONOMY

4. MUAMALAT INTERACTIVE GAME (COMMUNITY EDITION) BOOKLET: WEALTH MANAGER

5. MUAMALAT INTERACTIVE GAME: FINANCIAL MANAGER BOOKLET

1. MUHAMMAD NAQIYUDDIN BIN ISMAIL

THE ISSUES AND CHALLENGES FACED BY THE BENEFICIARIES IN CLAIMING ASSETS THROUGH JKPTG

2. MUHAMMAD ABDUL MUBEEN

SHARīʿAH NON-COMPLIANCE RISK MANAGEMENT IN MURABAHA FINANCING: AN ANALYSIS OF ISLAMIC BANKS� PRACTICES IN PAKISTAN

3. ANITA PRIANTINA

INTRODUCING MORE RISK SHARING INSTRUMENTS FOR THE REAL ISLAMIC FINANCE IN INDONESIA

4. RAJU BISWAS

RETAIL BANKING SYSTEM OF PRIME BANK,BANGLADESH

5. HUSHAM WAHEED

HULHUMALE HOUSING DEVELOPMENT

1. PROGRAM FINOVATIF 2024

FAST FORWARD CONSULTANCY (FFC)

2. GERAN GE KPT-PACE (PROGRAM : ISLAMIC CAPITAL MARKET GRADUATE TRAINING SCHEME (ICMGTS) CERTIFICATE)

KEMENTERIAN PENGAJIAN TINGGI (KPT)

3. HALATUJU DAN RANCANGAN STRATEGIK PEMBANGUNAN INDUSTRI KRAF MALAYSIA (2008-2012)

PERBADANAN KEMAJUAN KRAFTANGAN MALAYSIA (PKKM)

1. AN INTERACTIVE ISLAMIC FINANCIAL MANAGEMENT APPARATUS AND A METHOD THEREOF

LICENSING & ROYALTY

2. MUAMALAT INTERACTIVE GAME (MIG) INDUSTRY

LICENSING & ROYALTY

1. MUAMALAT INTERACTIVE GAME (MIG) & Device

2. MIG - Halal Management Game

3. AN ISLAMIC FINANCIAL AND BEHAVIOR MANAGEMENT BOARD GAME APPARATUS

4. AN INTERACTIVE ISLAMIC FINANCIAL MANAGEMENT APPARATUS AND A METHOD THEREOF

5. MIG (MUAMALAT INTERACTIVE GAME)

1. INTERACTIVE ISLAMIC FINANCE LITERACY: MUAMALAT INTERACTIVE GAME 1.0 AND 2.0 (MIG)

MALAYSIA TECHNOLOGY EXPO 2020 (THE 19th INTERNATIONAL EXPO ON INVENTIONS AND INNOVATIONS) MTE 2020

2. MYHALAL2U: HALAL CERTIFICATION SIMULATION GAME 2.0

INTERNATIONAL CONFERENCE AND EXPOSITION ON INVENTIONS BY INSTITUTIONS OF HIGHER LEARNING (PECIPTA'19

3. MUAMALAT INTERACTIVE GAME (COMMUNITY EDITION)

THE INTERNATIONAL CONFERENCE AND EXPOSITION ON INVENTION (PECIPTA 17)

4. HALAL UNIVERSE:FARM TO FORK

THE INTERNATIONAL CONFERENCE AND EXPOSITION ON INVENTION (PECIPTA 17)

5. MUAMALAT INTERACTIVE GAME (MIG) ? COMMUNITY EDITION

27TH INTERNATIONAL INVENTION & INNOVATION EXHIBITION 2017 (ITEX 2017)

1. ANUGERAH STAF CONTOH BULANAN FEM- NOVEMBER 2025

SHARīʿAH NON-COMPLIANCE RISK MANAGEMENT IN MURABAHA FINANCING: AN ANALYSIS OF ISLAMIC BANKS� PRACTICES IN PAKISTAN